Terms of Service

Last updated: December 19, 2025

1. Acceptance of Terms

By accessing or using Hisab Journey ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Hisab Journey is a personal finance management application that allows users to:

  • Track income and expenses
  • Manage financial categories
  • View financial summaries and reports
  • Calculate taxes under the Indian New Tax Regime
  • Export financial data

3. User Accounts

3.1 Registration

To use certain features, you must register for an account. You agree to provide accurate, current, and complete information during registration.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized access to your account.

3.3 Account Termination

We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

4. User Responsibilities

You agree to:

  • Use the Service only for lawful purposes
  • Not attempt to gain unauthorized access to the Service
  • Not interfere with or disrupt the Service
  • Not transmit any malicious code or content
  • Not use the Service to violate any applicable laws
  • Keep your login credentials secure and confidential

5. Subscription Plans

5.1 Free Plan

The Free plan provides basic features with certain limitations on transaction history and features.

5.2 Paid Plans

Pro and Enterprise plans are available with additional features. Pricing is displayed on our website and is subject to change with notice.

5.3 Billing

Paid subscriptions are billed in advance on a monthly or annual basis. You authorize us to charge your payment method for the subscription fees.

5.4 Refunds

Refunds may be provided at our discretion within 14 days of purchase if you are unsatisfied with the Service.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Hisab Journey and are protected by international copyright, trademark, and other intellectual property laws.

7. User Data

You retain ownership of all data you input into the Service. By using the Service, you grant us a limited license to process your data solely for providing the Service to you.

Data Security: Your financial data is encrypted using AES-256-GCM encryption. See our Privacy Policy for details.

8. Disclaimer

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied.

Financial Advice Disclaimer: Hisab Journey is a financial tracking tool only. We do not provide financial, tax, or investment advice. The tax calculator is for informational purposes only and should not be considered professional tax advice. Please consult a qualified financial advisor or tax professional for advice specific to your situation.

9. Limitation of Liability

To the maximum extent permitted by law, Hisab Journey shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses.

10. Indemnification

You agree to indemnify and hold harmless Hisab Journey and its affiliates from any claims, damages, or expenses arising from your use of the Service or violation of these terms.

11. Modifications to Service

We reserve the right to modify or discontinue the Service at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

12. Changes to Terms

We may revise these Terms of Service at any time. By continuing to use the Service after revisions become effective, you agree to be bound by the revised terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

14. Contact Us

If you have any questions about these Terms of Service, please contact us:

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