Privacy Policy

Last updated: December 19, 2025

1. Introduction

Welcome to Hisab Journey ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance dashboard application.

2. Information We Collect

2.1 Personal Information

  • Name and email address (for account creation)
  • Password (encrypted and never stored in plain text)
  • Profile preferences and settings

2.2 Financial Information

  • Transaction details (income and expenses)
  • Category classifications
  • Financial summaries and reports

Important: All financial data is encrypted using AES-256-GCM encryption before storage. We cannot read your financial data in plain text.

2.3 Technical Information

  • Device information and browser type
  • IP address and location data
  • Usage patterns and analytics

3. How We Use Your Information

  • To provide and maintain our service
  • To authenticate your identity and secure your account
  • To generate financial reports and insights for you
  • To calculate taxes under the Indian New Tax Regime
  • To improve our application and user experience
  • To send important service updates and notifications

4. Data Security

We implement industry-leading security measures to protect your data:

  • AES-256-GCM Encryption: All financial data is encrypted at rest
  • HTTPS/TLS: All data transmission is encrypted in transit
  • JWT Authentication: Secure token-based authentication
  • Password Hashing: Passwords are hashed using bcrypt
  • Rate Limiting: Protection against brute force attacks
  • Input Validation: Protection against injection attacks

5. Data Sharing

We do NOT sell, trade, or rent your personal or financial information to third parties. We may share data only in the following circumstances:

  • With your explicit consent
  • To comply with legal obligations or court orders
  • To protect our rights and prevent fraud
  • With service providers who assist in operating our platform (under strict confidentiality agreements)

6. Your Rights

You have the right to:

  • Access: Request a copy of your personal data
  • Rectification: Correct inaccurate or incomplete data
  • Deletion: Request deletion of your account and data
  • Export: Download your data in a portable format
  • Withdraw Consent: Opt out of optional data processing

7. Cookies

We use essential cookies for authentication and session management. We do not use third-party tracking cookies without your consent.

8. Data Retention

We retain your data for as long as your account is active or as needed to provide you services. You can request deletion of your account at any time, and we will remove your data within 30 days.

9. Children's Privacy

Hisab Journey is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

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